Getting into your first home is an big achievement.
But the paperwork and process of dealing with every bank in town can take forever.
Do these questions sound familiar…
- Do I really need to photocopy my pay-slip for you again!?
- Don’t you already know my name and contact details??
- I’ve banked with you for the last 5 years, surely you already have my address!?
Spend more time house hunting.
And forget about the hassle of dealing directly with each bank.
1. I’ll ask you a few questions like…
- Where are you looking to buy? Do you have a property in mind?
- How much are you looking to borrow?
- Are you a member of KiwiSaver?
- What are you able to contribute in terms of a deposit?
- How much do you earn?
- How long have you been in your current job?
- Which bank are you currently with?
- What other loans or credit cards do you have?
I’ll compile the answers to these and other questions into your lending application.
2. I’ll go to the banks on your behalf
I’ll take your lending application to…
- ASB
- ANZ/National
- Westpac
- The Co-Operative Bank (previously known as PSIS)
- SBS
- Sovereign
- Public Trust
- AMP
3. I’ll present your lending options
If we are successful, you’ll have the option to choose the best home loan deal or your preferred bank (or sometimes both!)
4. We’ll work together to finalise the details
And once you’ve decided on your preferred bank, I’ll help you complete the rest of the steps towards getting your new home.
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But hold on a moment…
I’ll bet you’re wondering how I get paid?
The great news is that my service is free to you as a first home buyer.
The banks compensate me for introducing them to first home buyers like yourself, so regardless of what happens, you won’t need to pay me.
Getting into your first home could be easier than you think.
I’m pleased to have helped hundreds of first-home buyers in Tauranga.
And I get a kick every time I see a first home buyer get the keys to their new home – that could be you!
So what are you waiting for?
Let’s catchup for a chat at my place or yours (during the week or after hours – you decide)
Call me on (07) 571 4172 or (027) 4993 628 or simply contact me.
